I have exactly 200 defense points, and my defense score is 38k...but I have people with an attack of only 25k who successfully rob my hood....their win/loss ratio in my hood isnt that good, but with enough stamina they can get alot of cash at times...my 12's are timed and my 24's....each putting out roughly 3 mill total....so worth them to keep attacking...

So I'm on the fence with skill points...especially after the latest shotgun and adding 100 skill points, and I noticed very minimal change in win/loss ratio on the same people as opposed to before I got the attack points...