2 things to add.
1. Not collecting so you wont be robbed is rediculous. Stupid even. You're punishing yourself because you can't figure out how to make things work for you. Got odd hour buildings? Great, collect them when you can, but make the times more convenient for yourself. 18 hour building go robbed overnight? Don't collect it until right before you go to bed. for the next few days you'll be awake at collection time. When it gets robbed again, wait until bedtime to collect. 26 hour buildings work the opposite. When they get robbed, collect 1st thing in the morning. Really isn't that hard.
2. People with "laughably low IPH" who rob for their income with no chance of retribution are d-bags of the absolute highest order. The next "fix" to the rivals list should include grouping of buttheads that leach off of people who have built their iph into a list similarly low IPH d-bags. I don't know you so I don't know if this pertains to you. But if you do rob...well, now you know.