This favors the more experienced players. You would have to be on here a long time to have your vault built up that high and the money output to afford it. If you are just starting out or a semi experienced player you are shut out of this. Players that have built one or more of the previous players have a huge advantage because they have a higher output and undoubtedly a larger vault. If the point of this building is to increase the distance between the higher level players and everyone else they have done a great job.