Bank interest

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Thread: Bank interest

  1. #1

    Bank interest

    What do you guys think about the idea of you earning interest on the amount of money you have in your bank?

  2. #2
    Verbose Veteran Ericinico's Avatar
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    If it makes me money then I'm happy with it.
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  3. #3
    Steady Scribe Charlie Boy's Avatar
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    That's a pretty stupid idea.

  4. #4
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    I wouldn't waste anymore thought on this concept.


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  5. #5
    Prominent Poet PawnXIIX's Avatar
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    Due to the fact that there's people with billions banked, there's no way this could ever be fair.

    Even just 1% interest per day on 1 billion is $10,000,000 - and it'd probably be a little higher than that or else players with low amounts of banked money would be complaining at how it doesn't get them anywhere. Now I know people could also make an argument by saying high IPH players don't even bank - but that's not anywhere near a "valid" argument since there are still lots of players out there who use the bank to store millions upon billions.
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  6. #6
    Steady Scribe SuperTP's Avatar
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    i dont bother banking anymore, since i have no bank charge of 10% modifier its more cost efficient for me to walk around with my hundreds of millions and risk losing a few hundred thousand here and there instead of 100million when i deposit a billion. Interest on deposited money might inspire me to bank it but than what would be the purpose of charging the 10% they do?

  7. #7
    Prominent Poet PawnXIIX's Avatar
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    I can probably guess that a lot of the huge gold spenders have the free bank deposit weapons as well

    ...Must be nice.
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  8. #8
    Lurker
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    I like it. It's just like how real things go.

  9. #9
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    Daily ROR for buildings and upgrades on a daily basis drops below 1% at around the MT7-MT8. Interest on bank holdings would make building and upgrading almost worthless (assuming daily bank interest of 1%), thus destroying pretty much the entire mid- and end-game. Essentially the strategy would be camp, build 2xNC2, bank all cash, done. All other buildings and upgrades would just become overpriced decorations.
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  10. #10
    Prominent Poet PawnXIIX's Avatar
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    Quote Originally Posted by bald zeemer View Post
    Daily ROR for buildings and upgrades on a daily basis drops below 1% at around the MT7-MT8. Interest on bank holdings would make building and upgrading almost worthless (assuming daily bank interest of 1%), thus destroying pretty much the entire mid- and end-game. Essentially the strategy would be camp, build 2xNC2, bank all cash, done. All other buildings and upgrades would just become overpriced decorations.
    I'm sorry - ROR?
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  11. #11
    Prominent Poet
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    Sorry - ROR = Rate of Return. Expressing percentage return on investment. I developed my own spreadsheets before I found these forums, and I use investment terminology for most of my values.
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  12. #12
    Consistent Contributor nytelock's Avatar
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    Don't bother, GREE have yet to solve their simpler errors and problems, let alone developing a new feature.

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  13. #13
    Steady Scribe SuperTP's Avatar
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    Quote Originally Posted by nytelock View Post
    Don't bother, GREE have yet to solve their simpler errors and problems, let alone developing a new feature.
    You mean developing a new future problem? lol

  14. #14
    Verbose Veteran KemoKidd's Avatar
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    Quote Originally Posted by PawnXIIX View Post
    I can probably guess that a lot of the huge gold spenders have the free bank deposit weapons as well

    ...Must be nice.
    Definitely one of my favorite modifiers. I got that in the top 10/100 Android only event. The number of items needed for the Android only events were MUCH lower than the regular events. I believe I had 80 something items and ended up in the top 10. The top 100 prize was 5% deposit fee and I believe that number of items was around 20!

    I also have 33% off upgrade times and 30% upgrade costs! I should have another 10% off upgrade times but Gree screwed me on the Android pvp event.
    Last edited by KemoKidd; 02-04-2013 at 02:02 PM.

  15. #15
    Articulate Author
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    A 1%/day would be ridiculous. That's 1.01^365 for the whole year...would multiply your bank value by 37x just letting it sit.


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