Are you someone that doesn't have free banking? but you want to maximize your income? And happen to be a high level? then this thread is for you.
I've been getting a lot of questions on my wall recently about not banking and I also see a lot of forum members starting to hit the income where it can be considered. So I thought I'd break down my experience so far and let others decide if it's for them. It's worth noting that this is for players on the low side of attack and defense stats. I'm personally creeping up to 50k/50k.
A good place to start if you decide not banking is a route you want to consider is this well put together thread by Nicholost. http://www.funzio.com/forum/showthre...-Bank-Analysis It breaks down the math quite nicely. This scenario has a few differences but that's the gist of it.
The downside,
We'll get the obvious question out of the way first "Do you get attacked constantly carrying all that dough?" The simple answer is yes almost assuredly. If your win loss record is something you take pride in or you have specific rivals that you don't want to give a dime to, then this probably isn't for you. You will get attacked from all sides whenever that orange icon is above your head. So why do I do it? we'll get to that.
The Math,
The important stuff you need to know is that is the max amount of money you can lose to rivals per day from attacks is 3.6 million dollars or euros or w/e. in order to counteract that you need to be making 36 million per day or conveniently 1.5 million an hour.
Should you start at 1.5 million an hour? I would say no. in order for this to be worth your time I'd recommend that you're making at least 2 million an hour in collectible income. This means if you don't collect your nightclubs 4 times a day your income will need to be higher. Also if you're upgrading a Nightclub your actual income will be less, it's something to take into account.
Why it works for me,
As a neutral player, relatively small gold spender and a generally mellow person. I've never had any long standing rivalries, so it's very easy for me to not worry about who I get attacked by. This is crucial. You don't want to be getting angry over petty attacks even if you are losing 300k every 2 hours, if you do you won't last long.
What I get out of it,
When I was making 3 million an hour it equaled 72 million per day, If you're only losing 3.6 million a day then you're making 5% more then you would be by banking. Sure it's not a tremendous amount but it adds up.
Collecting,
This point might vary from person to person but for me I withdraw 1 $ after every collection to sync my hood with the servers. The reason being that if I collect then leave my app open CC doesn't register the collection therefore my buildings could still be robbed. You don't want that.
TLDR If you're making over 2 million an hour and don't mind getting your butt kicked all day this could be for you