In a word, yes.
If you keep levelling, you will learn, as countless others have, that you will be pitted against players who have either been playing for far longer than you have, or who have more money than sense, or both. And when that day comes when you look around and cannot find anyone to attack, your income will go down the tube very quickly from pvp, and since you've been ignoring your own IPH, you'll have no money to fight back or increase your stats. The upper level 100s are quite literally full of abandoned bases from people just like you will be in several months. You were warned.
Note: none of this is meant to sound elitist. I am playing a second account for a reason.