Bank question

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  1. #1
    Steady Scribe
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    Bank question

    New to CC...and used to both MW and KA so the bank is totally different to me. I am sure this is in a noob guide somewhere, but idon't see this answered. Is the bank really as easy as paying 10% for whatever you want to protect? No leveling, no max, just a 10% penalty? What are people's strategies around using the bank if so? Seems expensive, but better than getting looted constantly I guess.

  2. #2
    Master of Musings Max Power's Avatar
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    Quote Originally Posted by Odie View Post
    New to CC...and used to both MW and KA so the bank is totally different to me. I am sure this is in a noob guide somewhere, but idon't see this answered. Is the bank really as easy as paying 10% for whatever you want to protect? No leveling, no max, just a 10% penalty? What are people's strategies around using the bank if so? Seems expensive, but better than getting looted constantly I guess.
    Correct. Just a 10% flat fee. Your funds for upgrades and purchases must be withdrawn from the bank as well if that is where all your money is, they don't come out automatically like in the other games.

  3. #3
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    Quote Originally Posted by Max Power View Post
    Correct. Just a 10% flat fee. Your funds for upgrades and purchases must be withdrawn from the bank as well if that is where all your money is, they don't come out automatically like in the other games.
    Ok makes sense...thanks. If you withdraw more than you need and but it back I assume you pay the 10% again? Definitely a more strategic decision than KA or MW...not a bad thing though...seems interesting.

    Any strategy to how much you should typically keep banked?

  4. #4
    Newbie jkl's Avatar
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    Quote Originally Posted by Odie View Post
    New to CC...and used to both MW and KA so the bank is totally different to me. I am sure this is in a noob guide somewhere, but idon't see this answered. Is the bank really as easy as paying 10% for whatever you want to protect? No leveling, no max, just a 10% penalty? What are people's strategies around using the bank if so? Seems expensive, but better than getting looted constantly I guess.
    My bank "strategy" is to synch your buildings to one big payday each day so everything comes due at once. Then use that payday to build, upgrade, buy, etc without having to pay the bank fee. You need to know in advance what you are buying. You can get hit for 10 percent per attack up to $30k each hit while you have your funds in hand. Good luck!

  5. #5
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    Quote Originally Posted by jkl View Post
    My bank "strategy" is to synch your buildings to one big payday each day so everything comes due at once. Then use that payday to build, upgrade, buy, etc without having to pay the bank fee. You need to know in advance what you are buying. You can get hit for 10 percent per attack up to $30k each hit while you have your funds in hand. Good luck!
    Great thanks for the advice.

  6. #6
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    What about banking reduction mods?

  7. #7
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    Quote Originally Posted by GavP View Post
    What about banking reduction mods?
    What about them? Is there something unclear about a bank fee reduction?

  8. #8
    Articulate Author b-w's Avatar
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    yeah they have mods to reduce banking fees.

  9. #9
    Articulate Author smokey77's Avatar
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    I recall a while back someone on here suggesting banking in smaller amounts to reduce the 10% fee charged
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  10. #10
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    Quote Originally Posted by smokey77 View Post
    I recall a while back someone on here suggesting banking in smaller amounts to reduce the 10% fee charged
    I could swear that gem came from "one" of our community mods (before there were any community mods).

  11. #11
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    Quote Originally Posted by smokey77 View Post
    I recall a while back someone on here suggesting banking in smaller amounts to reduce the 10% fee charged
    That doesn't make sense. 10% is 10%, no matter what amount you bank.

    EXAMPLE ONE
    You want to bank $4 billion.

    Instant: 10% off $4 billion = $400,000,000.
    You pay $400,000,000 to the bank.

    In smaller amounts:
    10% off $400M (x10 times) = $40,000,000 (x10 times = 400,000,000).
    You pay $400,000,000 to the bank.

    No differences, so no reduction.

    EXAMPLE TWO
    You want to bank $400M.

    Instant: 10% off $400M = $40,000,000.
    You pay $400,000,000 to the bank.

    In different amounts:
    10% off $150M = $15,000,000.
    10% off $120M = $12,000,000.
    10% off $40M = $4,000,000.
    10% off $90M = $9,000,000.
    TOTAL = $40,000,000.
    You pay $40,000,000 to the bank.

    No differences, so no reduction.

  12. #12
    Articulate Author smokey77's Avatar
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    oh dear
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  13. #13
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    Quote Originally Posted by Jeronimo View Post
    That doesn't make sense. 10% is 10%, no matter what amount you bank.

    EXAMPLE ONE
    You want to bank $4 billion.

    Instant: 10% off $4 billion = $400,000,000.
    You pay $400,000,000 to the bank.

    In smaller amounts:
    10% off $400M (x10 times) = $40,000,000 (x10 times = 400,000,000).
    You pay $400,000,000 to the bank.

    No differences, so no reduction.

    EXAMPLE TWO
    You want to bank $400M.

    Instant: 10% off $400M = $40,000,000.
    You pay $400,000,000 to the bank.

    In different amounts:
    10% off $150M = $15,000,000.
    10% off $120M = $12,000,000.
    10% off $40M = $4,000,000.
    10% off $90M = $9,000,000.
    TOTAL = $40,000,000.
    You pay $40,000,000 to the bank.

    No differences, so no reduction.
    I believe smokey77 already knows that. The rolled eyes emoticon was used in place of the phrase, "Can you believe anyone could be so dumb to suggest something like that?"

    Edit: and also in place of "did you really just post that?" Lolz

  14. #14
    Articulate Author smokey77's Avatar
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    Correct !!
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  15. #15
    Articulate Author
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    Quote Originally Posted by Jeronimo View Post
    That doesn't make sense. 10% is 10%, no matter what amount you bank.

    EXAMPLE ONE
    You want to bank $4 billion.

    Instant: 10% off $4 billion = $400,000,000.
    You pay $400,000,000 to the bank.

    In smaller amounts:
    10% off $400M (x10 times) = $40,000,000 (x10 times = 400,000,000).
    You pay $400,000,000 to the bank.

    No differences, so no reduction.

    EXAMPLE TWO
    You want to bank $400M.

    Instant: 10% off $400M = $40,000,000.
    You pay $400,000,000 to the bank.

    In different amounts:
    10% off $150M = $15,000,000.
    10% off $120M = $12,000,000.
    10% off $40M = $4,000,000.
    10% off $90M = $9,000,000.
    TOTAL = $40,000,000.
    You pay $40,000,000 to the bank.

    No differences, so no reduction.
    You're thinking too big. What they probably meant was instead of banking $10 and losing $1, bank $19 and lose $1. Never tried it since the amount of time needed to make it pay off is exorbitant, but knowing Gree, they probably start rounding up as soon as you get to $11.
    Quote Originally Posted by Weasel View Post
    You're not playing the game anymore, son. The game is playing you, and not only is it winning, it's kicking your ass.

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