What's the risk involved from not banking?

[TobysPaw]

So as IPH goes up, so does the amount of money lost when paying the 10% bank deposits.

My question is pretty simple - suppose for example I have 500M that I don't bank, how much of it am I risking from other players attacking me? What's the most that can be lost from one hit? Or does it vary?

Sorry if this has been debated before (I'm sure it has)

[Dipstik]

It's hard to calculate now because the "cool down" time between attacks appears to be dependent upon several factors including how active a player you are, how many henchmen you have, etc.

[Fredfreddy]

you can lose (Level - 10)*$100,000*20 in a single go
(20 being the amount of times someone could hit you between cooldowns)

As Dipstik mentions, the cooldown seems to vary (i.e. the time between when you can be hit again after you've been hit 20 times)

Another factor is your level, you will find that folks that are, say <L150 don't attack much as folks don't want to get too much XP, cooldown is not even a factor. It's fairly safe to "no-bank" at that range of levels.

[mnju_03]

the risk is great... you could die. ITS JUST A GAME lol

[TobysPaw]

Thanks guys. That's helpful. I'm L101 with IPH just over 10M. I'll give it a try and see how it goes!

[namedud]

I could be mistaken but when a player attacks you until you are "too beat up", I think your beat up status applies only to that one player. If this is true, there isn't really a limit to how much you risk losing to attacks by not banking. If everyone who sees you attacks you for cash, you could lose everything on hand.

[1Shot]

I could be mistaken but when a player attacks you until you are "too beat up", I think your beat up status applies only to that one player. If this is true, there isn't really a limit to how much you risk losing to attacks by not banking. If everyone who sees you attacks you for cash, you could lose everything on hand.

No when a player is too "beat up" it applies to everyone.

I usually bank my cash, a trick is to not collect all your cash and bank at once, deposit every building separately, so the 10% fee hurt as much.

[TobysPaw]

a trick is to not collect all your cash and bank at once, deposit every building separately, so the 10% fee hurt as much.

What difference would that make? It's still 10% of the same amount when all is said and done.

[1Shot]

What difference would that make? It's still 10% of the same amount when all is said and done.

10% of 10m is less than 10% of 50m.

[namedud]

No when a player is too "beat up" it applies to everyone.

I usually bank my cash, a trick is to not collect all your cash and bank at once, deposit every building separately, so the 10% fee hurt as much.

People in my syndicate often coordinate to visit a rival's hood at the same time (using links from the news). While both players are in the rival's hood they can both 20-0 the rival. 5 minutes later when I see that rival on my list, I too am able to attack 20-0.

On my own rivals list, I can attack every single person listed if I haven't hit made them "too beat up" within the last 2-3 hours.


10% of 10m is less than 10% of 50m.

10% of your cash is 10% of your cash. How much you deposit at once makes zero difference.

[Dipstik]

Wow I can't argue with that logic. You, sir, win at math!

[Daswi]

It's hard to calculate now because the "cool down" time between attacks appears to be dependent upon several factors including how active a player you are, how many henchmen you have, etc.
Wow.... Dippy is truly back. Welcome back!

[TobysPaw]

10% of 10m is less than 10% of 50m.

Makes absolutely no difference. The choice is whether to bank the cash or not. Whether it's done incrementally or all at once is irrelevant.

[Fredfreddy]

Thanks guys. That's helpful. I'm L101 with IPH just over 10M. I'll give it a try and see how it goes!

At L101 you will almost definitely lose less from attacks than the banking fee. I'm 20 or so levels ahead of you and haven't banked in a couple of years, I get 20-0'd about once a month.

[Nighteg]

I usually don't bank, cause making 700m a day, you'd have to be leached A LOT to tip the scales towards depositing.
But during the epic i was attacked every 5 freaking minutes (that's -5m every 5 minutes) so i was pretty much forced to bank.
Sent ticket and got a usual silly response :D

Stopped banking again after epic.

[Winnson]

I read both the old and new testaments of the bible.

The only time Jesus really got mad was at the money changers.

Just saying.

[Dipstik]

Religion is against the forum "code of conduct."

Also, you forget when he healed the man with the gimpy hand and got mad at the pharisees who tried to trick him.

Just saying.

[Winnson]

How about Lot's daughters?

Just saying.

[Dipstik]

Oh man was THAT a wild weekend!

[mnju_03]

Oh man was THAT a wild weekend!


so wild.... so many Sl^&*

[GrimAmoeba]

a trick is to not collect all your cash and bank at once, deposit every building separately, so the 10% fee hurt as much.

This may be the most ignorant thing I have ever heard. When you deposit an amount it takes 10% every time, no matter you deposit it now as a whole or as 10 individual amounts. If you are saying that you may use some of that one of those times that is different, but 10% (x) = 10% (y+y+y+y+y), where x = the sum of y's

[Ourpalace]

a trick is to not collect all your cash and bank at once, deposit every building separately, so the 10% fee hurt as much.


This may be the most ignorant thing I have ever heard. When you deposit an amount it takes 10% every time, no matter you deposit it now as a whole or as 10 individual amounts. If you are saying that you may use some of that one of those times that is different, but 10% (x) = 10% (y+y+y+y+y), where x = the sum of y's

He meant that "[you would not' fee[l] hurt as much". It's fine you lose a dollar a day but not $30K ( 80 year life X 365 days)

[Dipstik]

You think that's what he meant, huh? You have an incredibly optimistic outlook on life. Personally, I never underestimate the capacity for stupidity on the internet.

[GucciMane]

Yes OP, give T10 players a platform to celebrate their useless mod

[1Shot]

Don't judge my math skills, I'm not that kind of person.

[Winnson]

Oh man was THAT a wild weekend!

LOL! You're alright!

LOL!

[Nighteg]

No when a player is too "beat up" it applies to everyone.

I usually bank my cash, a trick is to not collect all your cash and bank at once, deposit every building separately, so the 10% fee hurt as much.

Nothing personal, but you always make the most retarded posts.
https://c.mql5.com/3/25/picard-facepalm31e.jpg

[Dipstik]

I wish! Picard's so dreamy!

[SollyLlama]

I read both the old and new testaments of the bible.

The only time Jesus really got mad was at the money changers.

Just saying.


Jesus got mad at a fig tree when it didn't bear fruit out of season.

Just saying.

[CuoreBianconero]

10% of 10m is less than 10% of 50m.

lol congratz again

[therealbengie]

Yes OP, give T10 players a platform to celebrate their useless mod

if you are talking about the free banking then its not useless, its a great mod and I'm glad I got it a couple years ago, really helped increase my iph.

[therealbengie]

10% of 10m is less than 10% of 50m.

that sir is absolutely impossible to argue, your logic is perfect on that point.




however, if you have 50m and bank 10m 5 times you pay the same. 10%

[hexie]

however, if you have 50m and bank 10m 5 times you pay the same. 10%

Witchcraft.

I'm sure that is prohibited in the new forum rules, right under seances.

[Morgz]

This may be the most ignorant thing I have ever heard. When you deposit an amount it takes 10% every time, no matter you deposit it now as a whole or as 10 individual amounts. If you are saying that you may use some of that one of those times that is different, but 10% (x) = 10% (y+y+y+y+y), where x = the sum of y's

The comment was truly mind bottling, for sure. This was well stated before your post. But if that comment "may be the most ignorant thing you have ever heard", then you may have lived a pretty charmed life. The comment have been incorrect, misinformed, or possibly even ignorant...but there are TONS of things in life said that are way more *ignorant* than that.

[1Shot]

Geeze people can be rude. People make mistakes in life, get used to it, kid.

[Dipstik]

Geeze people can be rude. People make mistakes in life, get used to it, kid.

I don't.

#smug

[namedud]

if you are talking about the free banking then its not useless, its a great mod and I'm glad I got it a couple years ago, really helped increase my iph.

If your sig is up to date, you might be in a situation where you need all the help you can get to increase your IPH. I do not have free banking, have always used the bank and paid the 10% fee, and my IPH is more than triple yours.

Still think free banking is a great mod? Because you make it sound pretty useless.

[OmgMileyCyrus]

If your sig is up to date, you might be in a situation where you need all the help you can get to increase your IPH. I do not have free banking, have always used the bank and paid the 10% fee, and my IPH is more than triple yours.

Still think free banking is a great mod? Because you make it sound pretty useless.free banking is very nice

[therealbengie]

If your sig is up to date, you might be in a situation where you need all the help you can get to increase your IPH. I do not have free banking, have always used the bank and paid the 10% fee, and my IPH is more than triple yours.

I bet your momma is so proud!!


Still think free banking is a great mod? Because you make it sound pretty useless.
of course it is, you'd have to have a severely limited mental capacity to think otherwise, would you turn down a 10% payrise from your employer?


congrats on having higher stats btw, just means you've wasted more time/energy/money than me on this game, good work fella!

just FYI 15 months ago my iph was 1mil and its now 20mil, that isn't bad going really. I may have been playing for almost 3 years but I didn't put a great deal of effort into iph at first as there wasn't really much call for it other than bragging rights.

[dip.stick]

It's hard to calculate now because the "cool down" time between attacks appears to be dependent upon several factors including how active a player you are, how many henchmen you have, etc.

But am sue you can do the math no?

[dip.stick]

free banking is very nice

Yes for pixel cash!

[namedud]

I bet your momma is so proud!!


of course it is, you'd have to have a severely limited mental capacity to think otherwise, would you turn down a 10% payrise from your employer?


congrats on having higher stats btw, just means you've wasted more time/energy/money than me on this game, good work fella!

just FYI 15 months ago my iph was 1mil and its now 20mil, that isn't bad going really. I may have been playing for almost 3 years but I didn't put a great deal of effort into iph at first as there wasn't really much call for it other than bragging rights.

We've been playing about the same amount of time, but seeing as I don't give Gree money, IPH has always been the only stat I can work on for free. So I didn't waste years ignoring the only free part of the game.

Every time you gain additional building output the cost of banking is offset. If you were wise enough to pick tycoon as your starting class you essentially started the game with free banking. If you try to convince yourself otherwise you're just being delusional.

Good job proving why Gree continues to release worthless mods. They know there are enough people who don't understand the game and will think anything Gree says is awesome, actually is awesome.

[Vasari]

This may be the most ignorant thing I have ever heard. When you deposit an amount it takes 10% every time, no matter you deposit it now as a whole or as 10 individual amounts. If you are saying that you may use some of that one of those times that is different, but 10% (x) = 10% (y+y+y+y+y), where x = the sum of y's

I just hope for his sake with this command of mathematics he doesn't spend real money on the game