if u r rich enough, u don't need to bank?

[noamlin]

My question is like so:
The maximum money on hand that I can lose from attacks is 30,000. I can be attacked only 20 times, right?
What happens after someone attack me 20 times? I can't be attacked again for several hours/days?
Is there a point where depositing my cash isn't worth the 10% fee?

[BigMoney]

They've messed with the rules a bit from how they used to be. PvP, for instance, only has personal limits on attacks-- one person can attack you 20 times and can't hit you for 2 hours, but a different person can come a minute later and hit you 20 more times, and a third person can come and hit you 20 more times, etc.

Though, normally, after 20 attacks (or robs, those count too now), you become "Too beat up to fight," and should disappear off the Rival List. Thus, if you have an IPH such that you'd lose more from the 10% banking fee than you could possibly lose via fights ($600k every 2 hours = $7.2mil per day, meaning the tipping point is an IPH above $72mil / 24 hrs = $3mil IPH), then you should not bank. There is no logical reason to bank if your actual IPH is above $3mil. (Check that you actually earn at least $72mil per day, though-- if you have a lot of high level 1hr buildings, for instance, your IPH will be artificially inflated, since that number in your profile assumes 100% collection).

[Idiosyncrasy]

It's not straight math, but you need to consider the following:
- how much you make in a day (income collected and earned from rivals)
- how much you are attacked in a day

The most you can possibly lose in a day is $7.2 million - $30k per hit x 20 with a two-hour cool-down period. Max 240 hits per day, at $30k per hit, is $7.2 million. However, most people aren't hit that often or don't lose that often.

So take how much you earn each day (you won't have perfect collections), and figure 10% of that. If you routinely lose less than that amount from attacks, then don't bank. If you routinely lose more than that from attacks, then bank. You may have to experiment for a week to get a trend to analyze.

There is a more extensive no bank analysis somewhere, but that is the gist of it.

Edit: kudos, Big Money, for beating me. Didn't you quit?

[noamlin]

Quite the comprehensive answer. Thanks BigMoney!

I thought that after 20 attacks I can't be attacked for the rest of the day. But since I was very wrong then this is irrelevant to me...
It'll take a few months until I'll make 3mil iph...

[BigMoney]

Edit: kudos, Big Money, for beating me. Didn't you quit?

Quit the game, yes. Still lingering on the forums for some reason. Old habits.

[noamlin]

Thanks for the answer Idiosyncrasy!
U raise a good point!
I barely get attacked, but I'm sure that once I'll have a lot of cash on hand people will attack me continously :P
Only way to know if it is worth the risk - is to try not banking for a day or 2...
I will share the results tomorrow ;-)

[Rico12]

is this game better than MW?

[KemoKidd]

I need to bank so I can take advantage of my 0% banking fees! :p

[mxz]

No reason to bank, ever. Forget the math...its not worth it.

[Big-R]

If you get caught no banking in war, you could lose a hell of a lot more though.

[candyson]

If you get caught no banking in war, you could lose a hell of a lot more though.
I no-bank during war, and the defensive wins I got far outweighed my cash lost just about 2.5 million

[Big-R]

Didn't say it would be, said it could be. Depends on level, stats and strength of teams you come up against.
I no bank during wars and hardly lose anything. I think Bos at one point lost a hell of a lot more. Thousands of losses while no banking.

[Idiosyncrasy]

The only time I bank now is during PVP wars. Other than that, I haven't been banking for over a month now and it has been rewarding. I probably wouldn't have gotten to level 9 on the big top burlesque in time for the prizes if I had been banking.

For wars, I still don't bank. We have others on our team who are higher level and better targets, so people don't attack me much.

[out of names]

If u are a low level, u should no bank no matter how much u make, most ppl wont attack u as they are camping and dont need all that xp for that small amount of cash. But if ur a high level, thats probably a whole diffrent thing

[Mr. R]

No reason to bank, ever. Forget the math...its not worth it.

^^ this .....

[Mack The Knife]

I guess, technically, I shouldn't be banking then. But wars trouble me.

[brynt1726]

I am over 3Mil per hour and never bank! POINTLESS

[minion]

if you are very strong for your lvl, then there is no reason to bank.. I haven't banked for months and have lost less than 2 r 3 million, most of that from losing attacks during scouting in battle or PvP...

[seansheep]

Without reading the whole thread, I find that if someone attacks you 20x, 500x times in a PvP they are just doing it for the goals rather than the £30k and nobody is bothered...............you can always take one of their LTBs back when they're not looking and be in profit.

Attacks/robs/doing goals outwith event times has gone down the Swanneee - the XP gain for anybody but the over 200s dinosaurs makes it not worth it.

[noamlin]

For wars, I still don't bank. We have others on our team who are higher level and better targets, so people don't attack me much.
since im the leader of my syndicate i get attacked a lot!!...
so maybe during wars i should bank.

and my findings so far - i haven't deposit money for 8 hours, and i got attacked... zero times!
too bad i didn't think of that earlier... i could have saved millions :)

[Nibelung Valesti]

If you get caught no banking in war, you could lose a hell of a lot more though.

I lost 330,000 last war. If I bank my money I would have lost 38 million. Just don't bank

[tom73]

hmmm I am going to do a trial run of not banking. I guess it is better to give opponents some cash rather than blow 10% of all income. My iph is 1.7m in the 160s with d only 2x level. I know I will lose some. Will let everyone know how it works out for me.

[jmeijer]

I lost 30 million last war. I had over 5 billion on hand, so banking was no option.

OP: It's probably better to just no-bank, most people don't get attacked so often.

[bravo 6 vk]

I lost 30 million last war
You should have lost 1000 fights last war.................really:confused:
Btw, I added you please accept me!

[jmeijer]

You should have lost 1000 fights last war.................really:confused:
Btw, I added you please accept me!I lost just over 1000 fights. Several people dropping a vault on my ass.

[Sammo the Kid]

As Dip said once, there comes a point when the 30k hit isn't worth the stamina spent to get it as an attacker.

I have to be pretty desperate to attack someone for the $30k/hit rather than use that stam on an LTB or upgraded building.

[bravo 6 vk]

Did you accept me JMeijer?

[jmeijer]

Did you accept me JMeijer?Yes, I almost always accept forum members.

[bravo 6 vk]

Yes, I almost always accept forum members.
Thank You:D

[Stooboot]

I barely get attacked, but I'm sure that once I'll have a lot of cash on hand people will attack me continously

I doubt it most players only want your ltbs there not gonna waste time and xp for 30k

[pallack]

My question is like so:
The maximum money on hand that I can lose from attacks is 30,000. I can be attacked only 20 times, right?
What happens after someone attack me 20 times? I can't be attacked again for several hours/days?
Is there a point where depositing my cash isn't worth the 10% fee?
My Iph. Is 1.1****million and I dnt. Do bank anymore

[Boyz in the hood]

My iph is zero, my raids total 100 mil+ per day.....I don't bank!!! You don't need to have a minimum iph as long as your total income including robs is more than 7.2 mil per day! I didn't even bank during pvp!!